Ridesharing with Uber has transformed transportation. With just a tap on your phone, you can request a ride within minutes, simplifying the way we move around. However, with convenience comes risks. Crashes can still take place, and when they do, passengers may suffer injuries.
This article explores what kinds of injuries are most common in Uber accidents, the process of determining fault, as well as the legal process for compensation.
Common Uber Injuries
When riding in an Uber, many different types of injuries, especially if the driver is involved in an accident. Some of the most common injuries that occur include:
Whiplash: Neck strain, also known as whiplash, is common in rear collisions, which can lead to significant discomfort. The symptoms may take time to surface.
Broken Bones: Broken bones are common in severe crashes. They may need surgery or prolonged recovery time.
Head and Brain Injuries: Accidents may cause head trauma, ranging from mild to severe. They can lead to lasting cognitive and health challenges.
Spine Injuries: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.
Strains and Sprains: Soft tissue injuries like sprains and strains are common in car accidents. Even though they might seem minor, they cause substantial pain.
Cuts and Lacerations: Sharp debris from accidents may cause deep wounds. Lacerations can lead to stitches, scars, and even infection.
Determining Liability in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Various individuals and entities could be held accountable. Liability could fall on the Uber driver, other motorists, or other third parties.
Uber’s Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. Common causes include distracted driving or breaking traffic laws.
A Different Driver: If another vehicle was at fault, their driver could be liable for the accident.
The Role of Uber: Uber itself could be liable if certain conditions are met under their insurance policy. Uber offers up to $1 million in liability coverage during active rides.
Third-Party Liability: Third parties, such as government entities or manufacturers, may be liable. In these cases, more than one party might share liability.
Insurance Coverage for Uber Accidents
The amount of insurance Uber provides depends on when the accident happens. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
Driver Not Using the App: When the driver is offline, their personal insurance is responsible.
Driver Available for Rides: While waiting for a ride request, Uber’s insurance offers minimal coverage. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver Picking Up or Transporting Passengers: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. The legal process can help victims recover lost uber accident lawsuit wages, medical expenses, and damages.